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The Guarantors Privacy Policy 1. Notice of Rights Last updated: 24 April 2023 The Guarantors (we, us, our, “The Guarantors,” "Company" or “Creditor”) is committed to protecting your privacy. It is critical that all users (“you,” “your,” “debtor”) of The Guarantors’s webpage located at www.paynow.theguarantors.com (“Site”) feel confident that their privacy is protected. The Guarantors will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy. This Privacy Policy governs your interaction with The Guarantors in the limited capacity concerning your interaction with the Site and for the services exclusively offered through and by the Site. For information concerning your interaction with us on our website, located at www.theguarantors.com, please visit: https://www.theguarantors.com/privacy.
California affords its residents certain rights concerning personal information and data collected and retained by the Company. To learn more about California residents’ privacy rights, visit: https://oag.ca.gov/privacy/ccpa.
Those individuals afforded the rights under California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020, may make certain requests in furtherance of these rights by emailing Company at privacy@theguarantors.com. Other States’ Privacy Rights Colorado, Connecticut, Virginia, and Utah each provide their state residents with rights to:
Colorado, Connecticut, and Virginia also provide their state residents with rights to:
Nevada provides its residents with a limited right to opt-out of certain personal information sales. Residents who wish to exercise this sale opt-out rights may submit a request to: privacy@theguarantors.com. However, please know we do not currently sell data triggering that statute's opt-out requirements.
We collect personal information from you from you interaction with the Site and for the services provided, including your name, social security number, and address, device type, operating system, IP Address, pages visited, total time spent on website or specific pages, links that are clicked, your browser type and version, contact information, including phone number and email address, payment information, including, credit card information, debit card information, or bank account number and routing number and other relevant information provided by you with your consent, necessary for debt payment processing purposes. The Guarantors may use the information as described below:
We reserve the right to contact users and Site visitors regarding the use of the Site, the services, and changes to agreements, including this Privacy Policy.
The Guarantors may set and access cookies on your computer to track and store data you have entered while visiting www.paynow.theguarantors.com. At The Guarantors, a cookie is used to identify one unique visitor from another visitor. Our cookies are encoded so that only we can understand the data stored in them. All cookies expire and are deleted as soon as the user closes their browser.
We will retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including for debt payment and processing purposes and as required by law. Once your personal information is no longer needed, we will take appropriate measures to securely dispose of it.
We take reasonable measures to protect the personal information we collect from unauthorized access, loss, or misuse. However, please note that no data transmission or storage can be guaranteed to be 100% secure. It is important for you to take appropriate steps to protect your own personal information, such as using strong and unique passwords and keeping your account information confidential. When you enter sensitive information (such as a credit card number) on our payment forms, we encrypt that information using Secure Socket Layer (SSL) technology. We use encryption methods and authentication processes to maintain your security when you are using www.paynow.theguarantors.com. Firewall barriers are also used to protect your account and information, from unauthorized access. The Guarantors site is tested and monitored regularly to ensure all areas are protected from possible hacking. The Guarantors maintains servers in a secure location. Access to our servers requires several levels of authentication.
We do not sell, share, trade, or otherwise transfer to outside parties your personal information unless we provide you with advance notice, you consent to the disclosure, or as otherwise described in this policy. This does not include our financial partners, affiliates, insurance carriers, credit agencies and bureaus, website hosting partners, service providers, and contractors who assist us in operating our Site, conducting our business, or servicing you, so long as those parties agree to keep this information confidential and comply with appropriate laws. These third-party service providers have limited access to your personal information only for expressed business purposes and to the extent necessary to perform their services. Third-party service providers are obligated to maintain the confidentiality and security of the personal information. Notwithstanding the foregoing, The Guarantors reserves the right (and you authorize The Guarantors) to share or disclose your personal information when The Guarantors determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:
The Site may contain links to independent third party websites and/or offers for services from third parties. If you choose to use any such third party products or services, disclose information to the providers, or grant them permission to collect information about you, then their use of your information is governed by their privacy policies and any terms and conditions applicable to such products or services. The Guarantors is not responsible for the content or privacy policies of other such sites.
We rely on various legal bases for processing your personal information, including the necessity of processing for the performance of a contract, compliance with legal obligations, legitimate interests pursued by us or a third party, and consent where applicable.
The service and Site is offered and available to users who are 18 years of age or older. If you do not meet all of his requirements, you must not access or use the Site or service. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to promptly delete the information.
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes to this Privacy Policy by posting the updated policy on Site or, in our sole election, through other means of communication. By continuing to use Site after such changes, you acknowledge and accept the updated Privacy Policy. Contact Us: If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at privacy@theguarantors.com. By using the Site, you acknowledge that you have read, understood, and agreed to this Privacy Policy. If you do not agree to this Privacy Policy, you must not use the Site. |